بِسْمِ ٱللَّهِ ٱلرَّحْمَـٰنِ ٱلرَّحِيمِ

7 Courses.
One Guided Transformation.

Not a library of content you browse and forget. A structured spiritual and financial transformation — each course building on the last, each moving you closer to a prepared answer.

01

Course 1: The Covenant

Your spiritual foundation. · ~30 min

The Problem

You sense something is wrong with your finances — but you have no idea how deep the contamination goes.

The Transformation

This is where your transformation begins. Before you learn a single investment concept, you make a covenant with Allah about how you will steward your wealth.

At the end of this course, you will:

Have made a conscious, documented commitment before Allah about how you will steward your wealth

Understand why intention (niyyah) is the foundation of every financial decision — and why it must come before knowledge

Carry a signed covenant that will serve as your compass whenever you face a difficult financial choice

Modules

The TMI Mission Pledge — Your niyyah, formalized
Why intention (niyyah) must come before knowledge
The covenant as your compass for every financial decision

Tools & Resources

Mission Pledge (Interactive Web App)
02

Course 2: The Financial Foundation

Three tools that reveal the complete picture. · ~1.5 hours

The Problem

You want to invest but have no idea if you're even ready — or what type of investor you actually are — or whether your current portfolio matches your reality.

The Transformation

Three tools that reveal who you are, where you stand, and whether your portfolio matches your reality.

At the end of this course, you will:

Know exactly who you are as a Muslim investor — your risk tolerance, your time horizon, your spiritual alignment, your Investor DNA

Have a clear picture of whether your financial foundation is solid enough to invest — or whether urgent repairs are needed first

Understand whether your current portfolio reflects who you truly are, or whether it reveals beliefs and fears you didn't know you had

Modules

TMI Investor Profile — Identify who you are as a Muslim investor. 35 questions across 5 dimensions reveal your Investor DNA and recommended allocation
Akhirah Financial Compass — Understand your investment readiness. Your Islamic Investment Readiness Score (IIRS) reveals whether your foundation is solid enough to invest — or whether you need to fix it first
TMI Portfolio Mirror — The culmination. Does your portfolio match your personal and financial circumstances? Hold up the mirror and see the truth

Tools & Resources

TMI Investor ProfileAkhirah Financial CompassTMI Portfolio Mirror
03

Course 3: The Halal Arsenal

Six asset classes. Zero compromise. · ~3 hours

The Problem

You hear "halal investing" but can't name more than one or two options. You assume it means lower returns and fewer choices.

The Transformation

You master six halal asset classes with institutional depth — and realize the halal universe is richer, more diverse, and more powerful than you imagined.

At the end of this course, you will:

Know how to screen any stock, ETF, or fund for Shariah compliance using AAOIFI standards — and do it yourself without relying on anyone

Understand the six halal asset classes (equities, Sukuk, gold, REITs, cash management, Bitcoin) at institutional depth

Be able to explain to your family WHY each asset class exists in your portfolio and what role it plays in stewarding the Amanah

Modules

Your Equity Path — The Path Finder assessment routes you to the right approach: halal ETFs (recommended for most) or individual stock analysis (for those with the time, knowledge, and temperament)
The ETF Path — Everything you need to invest through Shariah-compliant ETFs: fundamentals, comparison, portfolio construction, and your personal action plan
The Stock Picking Path — The institutional equity analysis system: Ground Rules, Kill Switch rapid screen, 4-Pillar Ownership Manual, Pre-Mortem risk exercise. For investors who commit 3-5 hours per week
Sukuk — What they are, how they're halal, the risks, and which vehicle is right for your capital: individual Sukuk, fractional platforms, or Sukuk ETFs
Gold — The Sunnah currency: its role in your portfolio, the 6 forces that move the price, your allocation calculator, and approved Shariah-compliant vehicles
Islamic REITs — Halal real estate income: what REITs are, the 5-point Shariah screening filter, how REITs behave across market cycles, and whether they earn a slot in YOUR allocation
Cash & Money Markets — The dual threat of Riba and inflation: why idle cash is a depreciating asset, Islamic cash management structures, and the Riba traps most Muslims fall into
Bitcoin — The full scholarly debate (both sides, named scholars), what drives the price, Bitcoin's portfolio role, position sizing guardrails, and Shariah-compliant execution vehicles

Tools & Resources

Halal Equities System (Path Finder + ETF Guide + Stock Analyzer)Sukuk Guide & NavigatorGold CompassIslamic REITs ResourceCash Guide & CalculatorBitcoin Resource
04

Course 4: The TMI Macro System

Read the weather. Protect the Amanah. · ~1 hour

The Problem

Markets feel like chaos. You don't know whether to invest, hold, or sell. You react emotionally to headlines instead of following a system.

The Transformation

You learn to read the economic environment with 34 indicators across 5 weather regimes. Not to predict — but to position your portfolio with wisdom.

At the end of this course, you will:

Know whether the current economic environment favors growth, defense, or caution — before making a single trade

Understand 34 economic indicators distilled into one actionable signal — the same framework used to manage $500M+ in Islamic assets

Never be caught off-guard by a market shift again — you'll see the weather before you step outside

Modules

The 5 Weather Regimes — Risk-On, Late-Cycle, Defensive, Crisis, and Recovery
The 34 Macro Indicators — 6 signal categories distilled into one actionable regime
Reading the Dashboard — Translating signals into portfolio action, updated weekly by Mehdi

Tools & Resources

TMI Global Macro Weather System (34 indicators, 12 tabs, 5 regimes)
05

Course 5: Portfolio & Risk Management

One system. Complete control. · ~1 hour

The Problem

You have investments scattered across platforms with no unified strategy, no risk limits, and no idea if your overall allocation makes sense.

The Transformation

Everything converges into the Amanah Portfolio Command Center. Your weekly ritual: review your Command Center, check the macro regime, follow the deployment instructions. 15-20 minutes. Then close the sheet and go pray.

At the end of this course, you will:

Have a complete portfolio command center showing your allocations, targets, and exactly what to buy or sell

Transform portfolio management from a stressful guessing game into a 15-20 minute weekly ritual

Know how to protect your wealth with Islamic stop-loss and profit target frameworks — stewardship, not fear

Modules

Building Your Target Allocation — Profile-driven, weather-adjusted
The Amanah Portfolio Command Center — Your weekly cockpit
Risk Management — Stop-losses, position sizing, and the Islamic framework for protection

Tools & Resources

Amanah Portfolio Command Center (2 tabs — Allocations + Risk Management)
06

Course 6: Execution & Systems

Close the gap. Take action. · ~45 min

The Problem

You understand the theory but have never actually placed a trade, opened a halal brokerage, or set a limit order. Knowledge without action is just decoration.

The Transformation

You open your halal brokerage, place your first trade, and build the automated systems that turn your strategy into a monthly ritual. The gap between knowledge and action is closed permanently.

At the end of this course, you will:

Have a searchable database of Shariah-compliant instruments across every asset class — with institutional analysis on each one to guide your selection

Have opened a halal brokerage account with the correct settings — cash account, securities lending disabled, two-factor authentication enabled — ready to execute

Have placed your first informed, intentional halal investment — using a limit order, at the right time of day, for the exact ETF your Command Center specified

Have an automated system where your bank transfers cash monthly, your Command Center tells you where to deploy it, and the entire process takes 5 minutes — freeing your time for what actually matters

Modules

TMI Halal Instrument Finder — Search Shariah-compliant instruments across 5 asset classes (equities, Sukuk, REITs, gold, money market). Filter by yield, geography, credit rating, maturity, and risk level. Every instrument includes Mehdi’s institutional analysis notes. Live web application
Choosing Your Halal Broker — The non-negotiable requirements (cash account, no securities lending, halal ETF access), 5-broker comparison, and why Interactive Brokers is the best option for non-US investors
Opening Your Account & First Trade — Step-by-step from signup to your first limit order. The 7-step first trade process with exact ETF ticker reference table. Why you NEVER use market orders on halal ETFs
DCA Automation & Your Weekly Ritual — Set up automatic bank transfers, recurring investments, and the monthly deployment process. The "Set and Worship" approach: investing becomes a 5-minute background task that frees your time for Ibadah
Common Mistakes & Tax Considerations — The 8 mistakes that destroy Muslim investors' wealth (margin accounts, securities lending, market orders, panic selling). Plus tax-advantaged account awareness by country

Tools & Resources

TMI Halal Instrument Finder (Live Web App)TMI Execution Toolkit (17-Page Field Manual)
07

Course 7: Zakat & Wealth Purification

The spiritual capstone. · ~45 min

The Problem

You've been giving Zakat for years but have never calculated it on your investment portfolio — ETFs, Sukuk, gold, crypto. You don't even know where to start.

The Transformation

You calculate Zakat on every modern halal asset class with precision. Your portfolio transforms from a financial instrument into an engine of Hasanat.

At the end of this course, you will:

Calculate your Zakat obligation with precision on every modern halal asset — ETFs, Sukuk, gold, crypto, cash

Know exactly how to purify any non-compliant income that may have entered your portfolio

Meet Allah knowing you fulfilled your obligation with institutional precision, not guesswork

Modules

Zakat on Modern Halal Investments — ETFs, Sukuk, gold, crypto
The 7-Sheet Calculation System — Step by step
Income Purification — How to cleanse unavoidable haram exposure

Tools & Resources

TMI Zakat & Purification Calculator (7-Sheet System)

The first step is the hardest.

The Mission Pledge takes 5 minutes. Everything else builds from there. Your wealth. Your Amanah. Your answer.

Bismillah.

Begin the Transformation →